问题详情：
Financial problems can easily surface (显露) if left unmanaged. ___36___ Here are some simple ways to improve your money management.
Record all your expenses. Put down your expenses under areas such as the car payment, electric bills, groceries, entertainment, study and other expense items. __37___
Review the unexpected expenses each month. ___38___ Eat out less, shop for cheaper items such as insurance or medication, or join in less expensive activities. The rule to remember is if you can’t pay it in cash, you can’t afford it.
___39___Financial experts advise that the amount be at least 10 percent of your pay. If you can save that much, every little bit you save adds up and can make a difference.
Avoid using credit cards. If you have to, use them as little as possible and be sure that the credit card you’re using has a low interest rate.
Stay away from shortcuts to wealth or plans to get rich quick. You can never be successful in making money by shortcuts like gambling (赌博) and lottery. ___40___ You just end up throwing your money away.
Seek a financial adviser to help you plan your finances and investments. Do remember that this applies only to those who are too bad at managing money because once you turn to a financial adviser you will have to spend an extra sum of money.
A. Set aside some money for savings.
B. Decide what you need to buy and how much you can afford to spend.
C. If it is more than your income, look for ways to reduce your spending.
D. Among some shortcuts, the chances of losing are much higher than success.
E. Always consult your mate when making major decisions about your finances.
F. This way you can record how much is spent on each item and develop a budget plan.
G. The best way to avoid financial problems is to budget money and watch spending closely.
【回答】
G F C A D
知识点：七选五题型
题型：未分类
